如果用可负担指数看，房价还是太高。北上广深就没法看了。家庭收入3-20240828065555

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2024-08-28 06:55 本条链接 如果用可负担指数看，房价还是太高。北上广深就没法看了。 家庭收入3万算典型吗？那么月供7500. 20%首付。 300万房子，60万首付。30年月供多少？ 算3%利率30年每月也要1万多房贷。 The affordability index gauges how well a typical family can manage to spend up to 25% of their qualifying income on a mortgage for a median-priced home with a 20% down payment. Any value below 100 means the typical family cannot afford a median-priced home. ………………………………