明起下调！首套、二套都降

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5月7日，中国人民银行发布关于下调个人住房公积金贷款利率的通知称，中国人民银行决定， 自2025年5月8日起，下调个人住房公积金贷款利率0.25个百分点 。 China's central bank announced on Wednesday it will lower the interest rates on personal housing provident fund loans by 0.25 percentage points starting Thursday. 5年以下（含5年）和5年以上首套个人住房公积金贷款利率分别调整为 2.1%和2.6% ； 5年以下（含5年）和5年以上第 二套个人住房公积金贷款利率分别调整为 不低于2.525%和3.075% 。 The interest rates on personal housing provident fund loans with maturities of five years or less and those with maturities above five years will be adjusted to 2.1 percent and 2.6 percent, respectively, for first-home buyers, and to no lower than 2.525 percent and 3.075 percent, respectively, for second-home buyers, the People's Bank of China (PBOC) said in a statement. 个人住房公积金贷 ………………………………